Public Liability Insurance policy covers Legal liability in respect of:-
Accidental death of or bodily injury or disease contracted by any person,
Accidental loss or damage to material property,occurring through the fault or negligence of the Insured and in connection with the Insured’s business.
The policy also covers ;
All litigation expenses incurred with the written consent of the Company.
All costs and expenses of litigation recovered by any claimant against the insured
Legal liabilities arise when negligence is established against a business following actions of employees or activities of the business. These will occur when third parties are injured (body) or their property damaged. The aggrieved party proceeds and sues for compensation for the loss incurred.