Open heart surgery; including congenital and paediatric
Surgical oncology - Cancer operations
Annual limit of $200,000
Cover includes pre-existing conditions subject to stated
One free check-up on return by Surgicare doctors
Includes meet and greet by Narayana team
Age limit: 1 Day to 65yrsy
Consumables during hospital stay
Professional fees - Surgeons and anaesthetists
Nursing and bed charges - General Ward Bed.
ICU and HDU regardless of complications.
PREMIUM (per year)
1 day - 45 Years
46 Years to
*Premium is per
person payable in
Details and Requirements
member’s eligibility and
Nature of treatment
elective or emergency).
Assessment of condition
and review of submitted
information of the
condition. This includes
visiting the selected MDT.
A (Guarantee of
Payment) GOP is issued.
A letter of invitation is
provided for visa and
The insured will travel
to the location of the
treatment within 21 days
of the GOP..
Within 21 days
Upon return the
beneficiary will have a
post-operative visit to
complete the treatment
Within 7 days
OPTION A : STAND ALONE PLAN
Cost of any medical implant or device
Cost of pre-operative and post-operative medical
expenses for inpatient and outpatientl
Post-operative outpatient expenses related to surgery
complications unless it occurred within 30days after
Interventional cardiology procedures.
For the purposes of the Surgicare range of products,
invasive cardiology or interventional cardiology procedures
performed by a cardiologist are not included. Examples
include but not limited to:
Coronary Angiography (or, Arteriography),
Diagnostic Left and Right Heart Cardiac Catheterisation
Swan Ganz Catheterization (Hemodynamic Monitoring
with Balloon Flotation Devices),
Beauty treatment in nature cure clinics or health hydros
Contamination by radio activity from nuclear fuel, waste or fisision
Age related hearing aids and senility
Pacemaker or CRT device insertion,
Insertion of IABP Balloon Valvuloplasty, and,
OPTION B: TOP-UP SUPPLEMENTARY PLAN
The exclusions under options A are included and payable
under underlying cover subject to terms and conditions.
SURGICARE APPROVED PROVIDER: NARAYANA GROUP
OF HOSPITALS (NH)
Narayana Health (NH) Group of hospitals owns
and operates more than 7,000 beds in 37 hospitals
with multi specialty units in all surgical and
specialization areas in the field of medicine.
Narayana Health (NH) has facilities in Regions
of Mumbai, Ahmedabad, Delhi, Bangalore,
Shivamogga, Kolkata, Jaipur and other main cities
of India. Surgical Team will recommend the facility
to which best care and specialty is available for the
potential patient upon review.
Surgical Team will review the referral and agree to
see the potential patients 30 days to acceptance
of a case.
Surgical Team will reserve spaces in its schedule
for cases of urgent care.